Judgment Day 2006 (SmackDown)
Date: 21/5/06
Location: US Airways, Phoenix, Arizona
WWE Tag Team Championship:
MNM (c) w/Melina vs Paul London & Brian Kendrick
Cruiserweight Championship:
Gregory Helms (c) vs Super Crazy
United States Championship:
Chris Benoit (c) vs Finlay
The Undertaker vs Mark Henry w/Daivari
(After WrestleMania, Mark Henry and Daivari form an alliance which the World’s Strongest Man wants to make a further statement after taking Batista out of action. Henry targets The Undertaker, brutally attacks him on SmackDown and claims he’s the most dominant individual in the company. Henry challenges Taker to a match at Judgement Day which The Deadman accepts, saying it will be Judgment Day for Mark Henry for the sin he’s committed by attacking him. Mark Henry shockingly wins clean and The Great Khali is nowhere to be seen.)
Bobby Lashley vs Booker T w/Sharmell
(Booker T wins thanks to a distraction from Sharmell.)
Title vs Career Match for the World Heavyweight Championship:
Rey Mysterio (c) vs JBL
(Rey won’t be a jobber bitch to anyone in the build up to this match. Instead, JBL wins a #1 Contender’s Match against Chris Benoit to earn this opportunity for the World Heavyweight Championship. Bradshaw says Rey Mysterio’s win at No Way Out over him was a fluke and he’s that confident of beating Rey Mysterio this time that he’ll even put his career on the line. Rey says that not only will he beat Bradshaw again to keep his title but he’ll finally free the WWE and the fans from the poisonous bully that is JBL. Rey Mysterio retains the championship and beats JBL again to end his career… for now. The show draws to a close with the crowd taunting JBL.)
ECW One Night Stand 2006
Date: 11/6/06
Location: Hammerstein Ballroom, Manhattan, New York, New York
Kurt Angle vs Randy Orton
(Kurt Angle is drafted to ECW which pisses Vince McMahon off to the point he instructs Randy Orton who’s just been drafted to RW to take care of the traitor. Angle wins clean and this is Orton’s punishment for violating the Wellness Policy.)
Tazz vs Jerry Lawler
(Tazz squashes Lawler in 30 seconds.)
Extreme Rules Match for the World Heavyweight Championship:
Rey Mysterio (c) vs Tommy Dreamer
(With ECW back, Paul Heyman challenges Rey Mysterio who was once part of ECW to defend his championship at One Night Stand against one of his guys. Rey accepts and welcomes the challenge from anyone Heyman chooses. Paul Heyman picks the heart and soul of ECW, Tommy Dreamer! Dreamer says while he respects Rey, beating him for the World Championship on ECW’s return is an opportunity he just can’t pass up. Rey tells Dreamer he understands his thinking but he’s not allowing his boyhood dream to end right now. In a very good and brutal encounter, Rey Mysterio wins to retain the World Heavyweight Championship. Both men shake hands after the match with Dreamer raising Rey’s arm.)
Hardcore Match:
Mick Foley vs Edge w/Lita
(The match we got in real life at WrestleMania 22 in real life happens here instead. After costing Edge the WWE Championship at Backlash, Mick Foley says that was just him getting even but he’s not done with Edge. Foley challenges the Rated R Superstar to a Hardcore match at this event which Edge accepts, promising to destroy the Hardcore Legend once and for all. We get that same flaming table spot in a brutal affair. Edge wins clean.)
Hardcore Match:
Sabu vs Terry Funk
(Just to emphasise ECW’s return further, let’s put the two craziest bastards going in a match against one another. Sabu wins in another brutal and bloody affair.)
Extreme Rules Match for the WWE Championship:
John Cena (c) vs Rob Van Dam
(Rob Van Dam tells John Cena in advance when he’s cashing in just like he did in real life. Van Dam tells Cena that he’s cashing in at ECW One Night Stand in a building that he calls home, The Hammerstein Ballroom. In a very back and forth main event with Cena being booed out of the building, Rob Van Dam beats John Cena clean to win the WWE Championship! Edge doesn’t appear in the slightest.)
Vengeance 2006 (Raw)
Date: 25/6/06
Location: Charlotte Bobcats Arena, Charlotte, North Carolina
Intercontinental Championship:
Shelton Benjamin (c) vs Val Venis
Ric Flair vs Umaga w/Armando Estrada
(Umaga wins clean to remain undefeated although Flair puts up a fight in his hometown.)
WWE World Tag Team Championship:
Carlito & Chris Masters (c) vs Sabu & The Sandman
Kane vs The Big Show
Kurt Angle vs Randy Orton
(Orton cheats to win after hitting a low blow when the referee isn’t looking. Angle leaves the company shortly after.)
D-Generation X vs The Spirit Squad
(Vince McMahon is furious that Triple H has aligned with Shawn Michaels again and says he should never have trusted him. Vince says there will be consequences and at Vengeance, DX will face off against all 5 members of The Spirit Squad. In the build up, DX rip the utter pss out the McMahons by dressing up as them, covering them and The Spirit Squad in sht, saying Vince McMahon loves c*cks etc. Despite the odds being against them, DX win this match in their first official match as a team again.)
WWE Championship:
Rob Van Dam (c) vs John Cena (No Contest)
(After ECW One Night Stand, John Cena says on the night Rob Van Dam was the better man and deserves to be the WWE Champion. Cena then tells Van Dam that he’s invoking his rematch clause at Vengeance. Mr. Monday Night welcomes the challenge, saying it’ll be another day at the office for him and he’ll prove his win at One Night Stand wasn’t a fluke. This match ends in a No Contest after a mysterious man attacks both men. The man is… Edge! Edge then Spears both Cena & Van Dam before holding up the WWE Championship as Vengeance draws to a close.)
Notes:
Mark Henry gets injured in his Judgment Day rematch against The Undertaker on SmackDown although the storyline is going to be that Batista injured Henry when attacking him upon return as part of his revenge after Henry injured him)
The Great American Bash 2006 (SmackDown)
Date: 23/7/06
Location: Conseco Fieldhouse, Indianapolis, Indiana
WWE Tag Team Championship:
Paul London & Brian Kendrick (c) vs The Pitbulls
Cruiserweight Championship:
Gregory Helms (c) vs Chavo Guerrero
The Undertaker vs Daivari
(Teddy Long forces Daivari to compete at The Great American Bash against The Undertaker as The Phenom publicly made it known he wants to get his hands on him for being the brains behind Mark Henry going after him in the first place. The Deadman utterly destroys Daivari here.)
United States Championship:
Chris Benoit (c) vs Finlay
Matt Hardy vs William Regal
Batista vs Mr.Kennedy
World Heavyweight Championship:
Rey Mysterio (c) vs Booker T w/Sharmell
(Booker T wins a Triple Threat Match against Bobby Lashley and Chris Benoit to earn this opportunity. Booker T says that it’s been 3 years since he was the World Heavyweight Champion and promises that the rut without the gold is coming to an end. Booker also says that someone has to end that little troll Rey Mysterio’s fairytale run and warns Rey it’s going to be him. Rey simply wants to continue his run and prove that he’s not a fluke of a champion every single time he gets the chance. Rey Mysterio retains the title via a roll up which Booker T can’t believe and shouts to Rey that he isn’t finished with him.)
SummerSlam 2006
Date: 20/8/06
Location: TD Banknorth Garden, Boston, Massachusetts
Extreme Rules Match for the Inaugural ECW Championship:
Sabu vs The Sandman vs Tommy Dreamer
(Paul Heyman announces the return of the ECW Championship and says the new ECW Champion will be crowned at SummerSlam involving 3 individuals who are the heart and soul of the brand. Sandman wins the championship in a crazy, bloody and fun opener.)
Women’s Championship:
Mickie James (c) vs Lita
United States Championship:
Finlay (c) vs Chris Benoit
Ric Flair vs Randy Orton
(Randy Orton targets his former Evolution teammate as his next Legend to decimate. Orton says that Ric Flair is nowadays nothing but a dumb, deluded old man with his best days behind him and he’s willing to put him down for good. Flair says Orton just like in Evolution is still a cocky, arrogant little brat who needs to be taught a lesson. Randy Orton wins clean with an RKO.)
Intercontinental Championship:
Shelton Benjamin (c) vs Kane
D-Generation X vs Vince McMahon, Shane McMahon & The Big Show
(Vince McMahon recruits The Big Show to help him take down DX. Vince says that DX is a disease to him and his company and that Big Show is the key to helping him destroy them. Big Show says that DX can try and make jokes all they want but he, Vince and Shane will be the last ones laughing. DX tell Vince he can hide behind that 500 knucklehead Big Show all they want, when the jokes are put to the side they’ll be kicking their ass and ending this at SummerSlam. DX win after Triple H pins Vince to end the feud between DX & The McMahons.)
Batista vs Bobby Lashley
(Bobby Lashley challenges Batista in order to prove he deserves to be here. Bobby feels challenging the best SmackDown has to offer is his best way to get noticed. Batista accepts Bobby’s challenge but tells him he’ll be introduced to the big leagues the hard way. Batista wins clean although Lashley takes him to the limit which Batista respects to the point he shakes Bobby Lashley’s hand after the match.)
World Heavyweight Championship:
Rey Mysterio (c) vs Booker T w/Sharmell
(Booker T challenges Rey Mysterio to face him again at the biggest party of the summer. Rey accepts and claims just like he did to JBL, he’ll beat Booker T again to prove that his win at The Great American Bash wasn’t a fluke. During the match, the referee is unconscious and Chavo Guerrero comes down to the ring in aid of his friend Mysterio. Chavo gets a steel chair and hits… Rey! With one of the hardest chair shots you’ll see and Booker T is utterly stunned. The referee regains consciousness and Booker T covers Rey Mysterio to win the World Heavyweight Championship!)
WWE Championship:
Rob Van Dam (c) vs Edge w/Lita vs John Cena
(Edge says he did what he did at Vengeance because not only does he hate John Cena and doesn’t want him touching the WWE Championship in the slightest but Rob Van Dam also holds the damn thing he wants. Cena says Edge has only delayed the inevitable which is him regaining his spot as the man and he now wants the chance to do it in his hometown meanwhile RVD tells them both that if they want his title, he welcomes the challenge. As a result, a Triple Threat Match is booked. Edge wins the championship by pinning Rob Van Dam after Lita hands him a pair of brass knuckles.)
Notes:
(Jeff Hardy returns to the WWE the night after SummerSlam although he doesn’t confront Edge.)
(Rob Van Dam and Sabu are suspended for violating the Wellness Policy.)
(Chavo Guerrero costs Rey Mysterio his rematch for the World Heavyweight Championship on the SmackDown after SummerSlam.)
And that’s part 42 over and done with guys! I hope you enjoyed what I brought to the table and of course love the fact I kept The Great Khali so far away from The Undertaker 😂 anyways, I’ll be back on Thursday to cover part 43 where we’ll see Trish Stratus retire, John Cena and Edge take their rival to a new level and at Survivor Series we’ll have Brand Warfare which ends up getting Extreme 👀 stay tuned!

My partner is a Canadian citizen who has lived in New York off and on for the past decade-plus. During that time she’s had a number of stock holdings in Canada, and she’s a beneficiary of a Canadian trust that nets her high 4 figures (CAD) a year or thereabouts. She never knew she had to disclose these holdings on her tax returns.
(She did her taxes through H&R Block, and mentioned her foreign holdings, but the CPAs she was assigned never asked for any more info, or prepared any FBArelated forms.
After finally realizing the issue, we’re now trying to figure out how to go back and fix her previous returns. (She already filed for an extension on 2022 taxes.) We spoke to someone from EY Canada who were were connected to through family, who sent back an estimate of $4500 CAD just to do the 2022 filing, plus $150-600/hour for all work on previous years taxes. We were shocked by the estimate, which was far larger than we’d expected, but we also don’t really have anything to compare the figures against.
My question is twofold: 1) Is that estimate representative of what we should expect to pay at any firm? 2) If it’s not, we’re kind of flying blind in terms of finding a CPA — what would the best way to go about doing that be?

Brace yourselves, this is gonna be a long one.
Table of Contents
1…… The Main Goal
2…… What I’m Seeking
3…… Personality
4…… Interests
5…… Physical Characteristics (with pics)
6…… Expectations of You
7…… Living Situation
8…… Deal Breakers
9…… Closing Remarks
(1)
The Main Goal:
Well if you’re browsing this subreddit then much like me, you were alone this weekend and I’m sure you’d like to change that as much as me. I won’t lie, I am going through a rough part of my life right now. It’s difficult for me to find the energy for anything at the moment and I’m just really seeking affection in general, anything that will give me a push. I don’t want to be that person who brings everyone down but I could really use someone to talk to right now. I’d really like to find someone who’s similar to me so much to the point that we do everything together and talk about everything while not having to pretend to be interested. I want someone with whom we can mutually spew our emotions onto and have those feelings reciprocated. Not an emotional punching bag, but an emotional teddy bear to hug and cuddle until everything feels better as many times as we need. There’s people who I’m sure have told you the same, they’ll be there no matter how many times you need the support, no matter how many times the insecurities and bad thoughts come back but they don’t mean it. I will be the exception, I’m not so ignorant to think some nice words and tales of relating to you will magically forever heal whatever ails you then get mad when you seek the same support again. Mental ailments are rarely temporary and I don’t care about someone because they’re perfect, caring about someone means being there no matter how many times they need you to be. It doesn’t feel like a chore, it doesn’t get old, and it never will.
(2)
(2.a)
What I'm Seeking:
I will upfront let you know if I’m clicking better with someone else or if you’re the one, I’m not here to tread the sea of fish or keep my options open, I’m here for one singular person.
(2.b)
Relationship:
A relationship is difficult for me right now, it’s been nearly half a year since I got out of my last relationship and the reasons for it ending are partially responsible for how I’ve been feeling and why it’s so hard for me to seek the comfort I so desperately crave. I will tell you about it but for the sake of not treating the entirety of the internet as my therapist, it’ll be in private. I really need the comfort of intimacy and the warmth of someone who cares. I'm not going to feel better if I just sulk and don’t move on. This is my attempt to get better, I’ll admit I’m not great right now and I don’t expect you to be either. If we can help each other heal, then I’d be more than happy :) A relationship isn’t just being there for when someone’s at their best. Even if a relationship is hard at the moment, I do want a life partner and I don’t want to be alone. Things aren’t going to get easier without you so I don’t want to hesitate. I view my other as an equal, I don’t like categorizing us into specific roles. We take care of each other and treat each other how we like to be treated, whatever that is, it's as simple as that. I don't care if you're "successful" or not, living simple lives with our days filled with love is the ultimate measure of success to me.
(3)
Personality:
(3.a)
On the Surface:
As you can tell I can be rather… stoic but that’s largely due to my current stressors, I truthfully am goofy and fun loving but I just can’t find it in me right now. I want to return to that but without someone to light up my world it’s been difficult to just have fun and enjoy stuff. I’m definitely more introverted, you won’t catch me at any parties or really outside at all. I definitely prefer being home though the occasional outing is not out of the question and one day I’d like to travel to other countries because I think that kind of perspective is important.
(3.b)
The Core of My Being:
I like being a spectator to it all and if we bear witness to humanity burning or its miraculous recovery, I want to watch it with you. I enjoy watching humanity advance, less so when it devolves but I want to watch it to the end nonetheless. I’m both a realist and someone who lives with my head in the clouds dreaming of scenarios or worlds that don’t exist. I’m saying that I enjoy a good narrative and can suspend my disbelief to enjoy something but you won’t catch me refusing vaccines or ignoring blatant facts for the sake of some pseudo science or witch doctor’s remedy. I’m an atheist but I do not rule out existence after death, not because I’m agnostic but because due to the nature of potentially infinite time at some point after how many googol years with a googol amount of 0s after that, something’s bound to replicate your consciousness perfectly at some point. It’s actually a really fascinating topic I like talking about. If infinite time and infinite possibilities exist, does non existence exist? Though that’s an awfully existentially dreadful thought process considering the ramifications of infinite existence and infinite possibilities during said infinite existence. I would say I’m confidently left leaning and I don’t think I could truly get along with anyone right leaning, at least America’s definition of right leaning. Left and right seems to have just become; do people deserve to suffer or do they deserve to live good lives? Being political is not something I expected to become but how can you not be when crimes against human rights are being passed on a daily basis and at the end of the day, everything’s political. Oftentimes I imagine the perfect moment as relaxing with my significant other playing games or cuddling in a cold room under blankets.
I value that special someone above all of the existential thoughts, the bad of the world, the good of the world, they practically become my world. So many worries wash away when I’m with them. I don’t know if that’s the defense mechanism my brain created to not feel bad 24/7 but if it is, I’m currently without it.
(3.c)
Insecurities:
I talk of philosophy and politics here but really I spend most of my time just playing games, watching stuff, and trying to not be sleep deprived. I’m also nowhere near as well spoken, heck sometimes I feel like my speech is broken. I won’t claim to be something I’m not, I sit at home while I complain about the world doing nothing about it wishing I had someone here with me. I’m not noble nor do I really want to be, I have morals I uphold but much like most other hypocrites I acknowledge that my comfortable life is built on the suffering of others without doing anything about it. Why? My sleep problems? Am I depressed? Is that why I have no energy to do anything? Do I just think nothing I could do could help? I can’t nail it down myself, maybe it’s a mix of everything, maybe I’m just a bad person. I have always told myself that if I had wealth I would help people but if I get that kind of wealth will I just become a wealth hoarder who tries to justify my riches as something I earned rather than something given to me through incredibly lucky circumstances? If I do help people is it because I’m a good person or out of guilt? Will I die alone? I feel like I drive everyone away with my clinginess, I get paranoid often and need reassurance often. It’s something I want to work on, something I’ve been trying to work on. Hearing that someone cares about me just never gets old. I value self awareness even if it’s painful.
(3.d)
Socializing:
I’m definitely a socially anxious/awkward mess, especially around strangers. I do feel a large amount of anxiety in public, people can’t tell by looking at my face since I kind of go stone faced in an attempt to block everything out but yeah you’ll notice that if we go out in public. Growing up my pediatrician said I was probably autistic, never got a formal diagnosis so that’s just great. But yeah that explains why I can’t make eye contact with people, I kinda just stare at the ground and avoid their gaze at all costs. A lot of these social struggles go away to a great degree once I know you for a bit but yeah I apologize for how terrible I am at socializing at first. Don’t let my social struggles fool you though, I love cuddling and being close with my person.
(3.e)
Sexuality:
I am a heterosexual male, though I’m not very masculine like at all. I may even be a bit feminine sometimes. Not that I believe any activity or manner of acting belongs to a gender but I don’t know how else to describe it. I’m definitely super affectionate and love it when my partner is too. I am open to dating demi people but I do have a libido so I don't think asexual would work out.
(4)
Interests:
(4.a)
Video Games:
As stated before, I do spend a lot of my time playing video games. It’s been hard lately with me having no energy but I really do want to play more games and have a good time playing them with you! I primarily play on PC though I do have a switch. I’m primarily into platform fighters, roguelikes, open world, survival, and sandbox games. As for single player story games, I enjoy watching them through twitch or youtube but for the most part I don’t play them myself. I’d watch you play them though!
Here’s a list of games we can play:
-Minecraft (Java)
-Risk of Rain 2
-Gunfire Reborn
-Roboquest
-7 Days to Die
-Phasmophobia
-Rust
-Unturned
-Bloons TD 6
-Platform fighters: Super Smash Bros. Melee, Slap City, Multiversus, Flash Party, Fraymakers
Whatever you want to play I’ll give it a shot! I will say that League bores me to death but I’ll play it for you :) I try to avoid MMOs, not because I don’t like them but because of how addicted I can get to them. I enjoy learning games in-depth so MMOs can be a fast track to addiction.
I recently got Kerbal Space Program 2 and ehhh not really worth it right now but hopefully later it will be? I’m super excited for Tears of the Kingdom! In the far off future I’m excited for Rivals of Aether 2 which is a platform fighter releasing in 2024, let me know of your most anticipated releases and I’ll see if I could play them with you!
Also I never got into FPS games but I could totally see myself playing like CoD with you or Escape From Tarkov. Any FPS really, I’m down.
I am a fan of Pokemon but with how things have been lately I don’t know how long that will last. Pixelmon is a common Pokemon mod I play for Minecraft if you want to play that! Also if I say I want to play something with you I mean it but there are often times when no matter how much I want to I'm just drained and can do little more than lay in bed so please don't think I'm making an excuse.
(4.b)
Science:
I really enjoy keeping up with the latest advances in pretty much everything, it could be biology, technology, astronomy, anything! I love seeing progression and I love talking about it! Really I could go on and on about what I’m obsessing about that day. I particularly love technology, ask me for my laptop specs I dare you. When I was little I always wanted to be a scientist of any kind but then insomnia and fear of college stuff hit me like a truck aaaand that’s the end of that dream.
(4.c)
Anime:
You got me, I like anime but I’d like to think my tastes are benign.
Here’s some of my favorites I can list from the top of my head:
- To Your Eternity
- Vinland Saga
- Spice and Wolf
- Re:Zero
- Mob Psycho
- Dr. Stone
- Attack on Titan
- Spy x Family
- My Hero Academia
- Ranking of Kings
- Demon Slayer
Okay I can go on and on but I will say I don’t like pointless fan service and the spamming of cliche anime moments. I mostly enjoy action and anything well animated if it doesn’t have a potato story. Heck Demon Slayer could be my top 3 out of season 2’s animation alone. I don’t watch slice of life often or romance but I would with you!
(4.d)
Misc:
I’m not going to go on and on about the tiniest little things when the main ones are covered but I’ll watch pretty much any show with you and anything really. I like random youtube videos that explain some kind of lore or mystery, sometimes mini documentaries too.
As for food I looove sushi and I’m a sucker for fast food. Okay and candy, definitely candy.
I used to play tennis but haven’t really had the opportunity nor friends to play it with and I’m way too socially anxious to seek it out. Also I will say that when we move to something like discord I type waaaay more casually. I’m not going to expect long paragraphs back and forth like we’re writing English papers for each other, I do enjoy long conversations but seriously don’t worry about having to put the utmost effort into every response, I just like making good first impressions I guess.
(5)
(5.a)
My Physical Characteristics:
I’m 5’8 (172cm), 128 pounds (58kg), with curly brown hair and blue eyes. I like keeping my hair long in the winter and cutting it in the summer. I’m pretty slim in general so if you’re looking for someone large, that’s not me. I don’t work out but my work is pretty physical so at least I’m not totally inactive. I don’t have the urge to work out or gain muscle but I do want to maintain my slim figure so if I start losing control of that I’ll work out. I like to keep my face shaved because I don’t think I look good with a beard/mustache so if you’re into those I apologize. I have an average amount of body hair? I’d prefer to be completely shaved but it’s easy to lose motivation with that battle, if you prefer shaved then I’d have no problem complying. Anyways here’s what I look like: https://imgur.com/a/MZZgf2t
(5.b)
My Physical Preferences:
Having physical preferences makes me feel shallow, if I could make myself not have them I would but unfortunately that’s now how that works. I don’t care if you’re shorter or taller than me and I don’t care if you weigh more or less than me. All I ask is that you’re slim-average weight. I would never ask for someone to be something I’m not. I don’t care about tattoos or piercings.**(6)Expectations of You (Relationship Only):**I am not looking for someone “exciting” or someone to “keep me on my toes” I’m not looking for someone to cater to my every whim or anything like that. I don’t care if you’re “boring” or if you aren’t “successful”. I know it’s a common thing for people to not want a “boring” relationship and to seek something argumentative or something with constant challenges but I just want to be with you. During the exciting times, the boring times, and everything in-between, all of it will be great with you! Maybe we do argue sometimes or maybe there will be challenges but that will never be something I purposefully seek out and I don’t want that to be something you seek out either. I will not play tricks on you and I will not play mind games, I expect the same from you. We all have personal measures of success we may or may not have lived up to but what I care about most is our commitment to each other. If we have each other we can get through tough times, near the ends of our lives I want us to look back and feel that this life together was worth more than anything. That’s not saying I want us to be haphazard, I don’t want us to make poor decisions for the sake of yolo and I want us to always be rational, especially with each other. I want you to be someone I can trust to make decisions and weigh the options with a level head, I’ll try my best to live up to the same for you. Most of all I want empathy, understanding, someone to feel the utmost comfort and trust in.
(7)
Living Situation:
Currently my life is pretty relaxed, I work 3 times a week as a night shift stocker. I currently live in a 2 bedroom apartment with my roommate but we’re looking to move into someplace larger by the end of the year if everything works out. The internet is weirdly great for Ohio too like I have fiber and later this year we’re supposed to be getting dedicated fiber so that’s neat. I’m not attached to Ohio so the ultimate goal living location wise is probably moving to a country that won’t send you into a lifetime of dealing with the repercussions from one medical emergency.
(8)
Deal Breakers:
Might as well make this simple and make it a list.
- Anti-vaxxers
- Unironically believing astrology
- Right wingers
- Hard drugs (occasional 420 and alcohol is fine, may even join you)
- Wanting children, there was a time when I was younger when I wanted children but with the state of the word that’s a definite no and I feel like I wouldn’t be able to handle the stress. I’d love a stress free life with as much time with you as possible.
- Homophobic
- Transphobic
- Racist
- Super Religious
- Don’t be a bigot and don’t deny facts.
(9)
Closing Remarks:
Well you made it, I was thinking that finding someone I’d be willing to put a lifetime of effort into at least required this much effort. If I think of anything more I’ll update the post. Also about timezones, it really doesn’t matter where in the world you are. I don’t have a sleep schedule and I have most of the week off from work so it really doesn’t matter.
I request that in your response you do put effort into it, it doesn’t have to be anywhere near as long as this but at least enough so I know that you read this and enough about you so I know why you saw potential compatibility. I will seriously read all of it and respond the best I can. I do also request a pic included in your response (sfw please) or one soon after we start talking to prove identity, I’ll send identity proving pics too. As long as this post is up, you can send a reply!

Job Title	Company	Salary	Full Remote in...
LCAP Account Executive	Jitterbit	-	USA
Account Manager	Trusted Health	-	USA
General Manager - Atala Prism	IOHK	-	UK
Frontend Engineer	Sortly	-	India
Manager, Support & Community	Voldex	-	Canada
VP of Growth	Apexgrowth	-	USA, Canada
Compliance Partner - People Operations	IOHK	-	UK, Ireland

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Avila Energy: A Special Situation Investment with Potential for a 1450% Return Avila Energy: A Special Situation Investment with Potential for a 1450% Return
Penny Queen pick 05.29.2023
TL:DR Avila is a profitable oil and gas company in Canada with preferred, North American rights to the Ener-Twin consumer power plants. This clean technology is projected to generate gross sales of up to $25 million in 2024. Avila has entered into a business combination agreement to uplist to the Nasdaq through the $INAQ SPAC. I place the value of Avila around 30 cents US without the SPAC. Completion of the SPAC could put the share value at 85 cents US.
Because I see the company as being undervalued, and because Avila would also have to pay a penalty to break the agreement, I see this special situation as less risky at this price point. As a reminder, the PQTF peak gains on the prior three special situation stocks have been 146%, 889% and 1370%, but had major issues that if played incorrectly, could have cost people a lot of money. As always, prior performance is not indicative of future performance. I do have a position and intend to do more purchasing and will continue to re-evaluate. As always trading is risky, this is not advice and I am not a financial advisor.
I have done my best to represent the facts as I know them, if you find any errors, please let me know: [email protected] I have also created a subreddit and will have a channel available in the Penny Queen Discord. XO, PQ
Avila Energy (CA: VIK, OTC: PTRVF), an established Canadian oil and gas producer, is on the verge of a potentially transformative merger that could bring immense rewards for its shareholders. The company has agreed to combine with Special Purpose Acquisition Company (SPAC) Insight Acquisition (NYSE: INAQ).
The proposed transaction, as detailed at the link below, will allow for Avila to up-list onto the Nasdaq, enhance its ongoing carbon-neutral business strategy, and further strengthen the capitalization of the company with an expected combined entity market cap of over $190 Million.
This article will discuss the specifics of the deal, Avila's potential to diversify its revenue stream, and how it presents a rare special situation investment opportunity that could potentially lead to a total return of 1450%.
A Breakdown of the Deal
The Avila and Insight Acquisition merger is a complex one, but is potentially extremely lucrative for existing Avila shareholders. Under the agreement, Insight will continue from the State of Delaware to the Province of Alberta and acquire Avila in an amalgamation pursuant to a court-approved plan of arrangement under Alberta law.
According to the agreement, the fully diluted common shares of Avila, currently numbering 150,540,414, will be exchanged for 12,580,000 common shares of Insight Acquisition. This exchange ratio translates to about 11.97 shares of Avila for each share of Insight Acquisition.
Avila shareholders will own the following interest in the post-closing combined company:
100% Redemption (Proceeds retained from trust of US$ 1,250,000) 67.2% by Avila's shareholders;
50% Redemption (Proceeds retained from trust of US$15,781,215) 62.4% by Avila's shareholders;
0% Redemption (Proceeds retained from trust of US$29,062,430) 57.9% by Avila's shareholders.
At present, Avila shares trade at USD $0.0588 (5.88 cents), while Insight Acquisition shares trade at USD $10.23. However, given the merger and based on the exchange ratio, the post-merger price for each Avila share is projected to rise to around $0.855. This implies a staggering potential increase of up to 1450% for Avila shareholders, and forms the basis of the arbitrage opportunity that Avila presents as a special situation investment.
Avila Energy and Its Future
Looking beyond the merger, Avila Energy presents an interesting opportunity as a stand-alone company
Avila's strategic growth plan is divided into three phases:

1. Upstream, where it plans to invest towards becoming a low-cost, carbon-neutral energy producer.
   
2. Downstream, diversifying its revenue stream through the development of direct-to-consumer sales, aiming to boost demand, margins, and profitability.
   
3. Providing customers with the option to convert to Avila’s developing hydrogen-fueled solutions, expected to be commercially available in 2027, as part of its Corporate Vision.
   

The company has a diversified and growing portfolio of 100%-owned and operated wells, three oil and natural gas processing facilities, 150,000 acres of leased exploration rights, and over 300 kms of gathering and sales pipelines.
The P&L displays robust numbers with $3.08 M in net revenue, more than 50% margins, with the majority of the revenue attributable to clean burning natural gas.
Avila currently has a 2P valuation of CAD $30.7 Million and a 1P valuation of CAD $7.8 Million with a current market cap of CAD $8.9 Million. As of year-end 2022, the company also had CAD $6.5 Million of cash, CAD $2.067 Million of Debt, and a positive shareholder equity of CAD $53.17 Million. These third-party audited reserves, as presented below from Deloitte, are a vast value relative to the company’s current market cap.
Reserves Highlights
Avila Energy’s reserves on a Proven + Probable basis (2P) for the Company is 5,256,100 BOE valued at CAD$30.734 million based on a net present value discounted 10% before income taxes (NPV10% BT).
The CAD $30.734 million is an estimate of future cash flows and do not necessarily represent fair market value and is supported by a sustainable capital program of CAD $10.432 million for proved reserves and CAD $17.517 million for proved plus probable reserves.
The Company’s Reserves Evaluation before income tax at NPV10 by region is as follows:
East Central Central Alberta (Donalda)
Category
Oil (bbl)
Nat Gas (Mcf)
Liquids (bbl)
Total (BOE)
Before Tax Cash Flow
Proven Developed Producing (PDP)

3,802,800
2,700
638,500
$ 3,462,100
Proven Developed (DP)

6,974,600
4,900
1,167,300
$ 7,832,500
Total Proven (TP)

9,179,500
6,400
1,536,400
$ 9,019,100
Total Proven + Probable (2P)

11,609,600
8,100
1,943,100
$ 11,007,100
West Central Alberta (Ferrybank)
Category
Oil (bbl)
Nat Gas (MCF)
Liquids (bbl)
Total (BOE)
Before Tax Cash Flow
Proven Developed Producing (PDP)
31,900
3,337,200
39,200
627,300
$ 4,382,900
Proven Developed (DP)
39,400
5,919,800
90,500
1,116,500
$ 8,143,300
Total Proven (TP)
154,800
11,190,600
206,700
2,226,600
$ 14,853,300
Total Proven + Probable (2P)
416,100
15,578,700
283,100
3,295,700
$ 19,700,000
Minor - Property (2P)
14,200

14,200
$ 30,800
Company Total Proven + Probable(2P)
430,300
27,188,300
291,200
5,256,100
$ 30,734,100
Financials
Below are the financials of the company for the previous four quarters presented below in Canadian currency and in accordance with the International Financial Reporting Standards (“IFRS”).
Reporting Period
Q4– 2022
December 31
Q3– 2022
September 30
Q2– 2022
June 30
Q1– 2022
March 31
Total assets
68,871,879
59,823,671
10,603,851
4,613,850
Property and equipment
43,522,045
33,083,752
3,694,901
1,196,482
Exploration and evaluation assets
12,154,901
14,709,550
1,616,201
1,616,201
Working capital surplus/(deficit)
3,876,247
1,902,424
5,269,084
1,467,571
Equity
53,168,454
34,814,953
4,052,330
2,736,226
Gross revenues (1)
1,217,299
923,268
752,428
513,110
Net revenues
1,088,904
841,204
706,107
445,316
Gross REV ($/bbl)
38.84
42.87
58.86
38.16
NET REV ($/bbl)
34.49
39.06
53.51
33.07
OPEX ($/bbl)
26.76
10.47
14.81
19.04
NOI ($/bbl)
7.73
28.59
38.71
14.03
Total BOE for the Quarter
34,275
21,535
13,195
13,466
Heavy Crude Oil (bbl/d)
36.31
53.1
36.5
19.56
Conventional Natural Gas (mcf/d)
2,002.9
1,070.3
581.3
743.9
Natural Gas Liquids (bbl/d)
0.97
2.39
24.22
16.17
Operating Costs
1,022,614
225,495
195,384
256,452
Total other items
(1,219,994)
2,363,790
32,003

Total Expenses
1,198,132
562,745
188,788
130,385
Income (loss) before income taxes
(2,351,836)
2,416,753
353,938
58,479
Basic income (loss) per share
(0.05)
0.06
0.01
0.00
Diluted income (loss) per share
(0.03)
0.04
0.01
0.00
Clean Energy Future
Moreover, beyond being a traditional oil company, Avila is set to launch its “Vertically Integrated Energy Business, through its partnership with MTT. Supported by over a decade of R&D, including Avila's equity investment in Micro Turbine Technology (MTT), this venture promises to leverage innovative cleantech. Avila is aiming to deliver its first direct-to-consumer energy sales in North America in 2023. It also is targeting net-zero tier 3 (scope 3) CO2 emission energy for consumers by 2027.
The EnerTwin is a small, environmentally friendly power plant that simultaneously produces heat and electricity using the smallest gas turbine in the world. It runs on natural gas, LPG, biomethane, and hydrogen mixes, and thereby facilitates the energy transition to a low-carbon future in buildings.
Avila Energy says it has purchased a license for the manufacturing and marketing of the EnerTwin in the North American market. Beginning in 2026, Avila plans to sell 50,000 EnerTwin systems in North America as part of an integrated offering that also includes the provision of energy to their end customers.
To achieve this goal, the company has laid out the following timeline:
1) 2nd quarter of 2023 the preparation and filing of the application for the Canadian Standards Association (“CSA”) and Underwriter Laboratories (“UL”) Certifications for the EnerTwin in North America, based on past applications for CSA approval of KIWA certified equipment. The Company has estimated that this process is anticipated to 10-12 months in duration. 1st half of 2023 the commencement of pre-sales and servicing of the EnerTwin that are conditional on the Company attaining CSA and UL approval. In the event that the CSA and UL approval is not attained, the sales would be refunded to customers.
2) The development of the Company’s manufacturing of the EnerTwin, including the assembly or 3rd part manufactured subassemblies and the final testing prior to shipping to the customer. The ramp up of this manufacturing facility is to be completed in parallel to the CSA approval, with the first 100 installations being demonstration installations to be replace by CSA approved equipment within targeted markets in North America utilizing the EnerTwin as KIWA Certified equipment.
3) Initial contracts are anticipated to be executed 3 months after receiving CSA Certification.
The Company’s Vertically Integrated Energy Business is based on the following assumptions:
a) Power, Heat, Cooling and Daily Transportation in one invoice;
b) Reduce Consumers Carbon footprint by 40% and save the consumer money;
c) Mitigates concern for brownouts and protection from increasing transmission fees;
d) Fixed Contract plus only an annual inflation adjustment; and
e) Capacity to transition to Hydrogen in the future.
The Company’s long-term goal is to allocate a portion of its natural gas production to its newly acquired customers as a source of fuel with the cost of energy being billed to the customer at a fixed price plus an annual inflation rate adjustment. The Company’s strategy is to include the delivery of fuel and the maintenance, under long-term contracts that offers price stability. The Company plans to continue to still sell their current suite of customers in addition to the newly acquired customers from the Vertically Integrated Business.
The Company assumes early market development will qualify for government subsidies both in Canada and the United States as an efficient upgrade and or substitute for current heating and cooling. For example, the Company anticipates that the EnerTwin will qualify under the existing Canadian Greener Homes Program which will offer rebates on eligible home retrofits.
Conclusion: A Rare Opportunity
Special situation investments like Avila's proposed SPAC up listing do not come often. They offer a chance for significant potential returns but are also complex and require a deep understanding of the specifics of the deal. For Avila shareholders, the potential upside of 1450% presents a remarkable opportunity. However, potential investors should conduct their own research and due diligence or consult with a financial advisor before making any decisions. With Avila's strong business foundation, ambitious future plans, and the exciting prospect of itsup listing through the merger with Insight Acquisition, the future indeed looks bright.

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Avila Energy: A Special Situation Investment with Potential for a 1450% Return Avila Energy: A Special Situation Investment with Potential for a 1450% Return
Penny Queen pick 05.29.2023
TL:DR Avila is a profitable oil and gas company in Canada with preferred, North American rights to the Ener-Twin consumer power plants. This clean technology is projected to generate gross sales of up to $25 million in 2024. Avila has entered into a business combination agreement to uplist to the Nasdaq through the $INAQ SPAC. I place the value of Avila around 30 cents US without the SPAC. Completion of the SPAC could put the share value at 85 cents US.
Because I see the company as being undervalued, and because Avila would also have to pay a penalty to break the agreement, I see this special situation as less risky at this price point. As a reminder, the PQTF peak gains on the prior three special situation stocks have been 146%, 889% and 1370%, but had major issues that if played incorrectly, could have cost people a lot of money. As always, prior performance is not indicative of future performance. I do have a position and intend to do more purchasing and will continue to re-evaluate. As always trading is risky, this is not advice and I am not a financial advisor.
I have done my best to represent the facts as I know them, if you find any errors, please let me know: [email protected] I have also created a subreddit and will have a channel available in the Penny Queen Discord. XO, PQ
Avila Energy (CA: VIK, OTC: PTRVF), an established Canadian oil and gas producer, is on the verge of a potentially transformative merger that could bring immense rewards for its shareholders. The company has agreed to combine with Special Purpose Acquisition Company (SPAC) Insight Acquisition (NYSE: INAQ).
The proposed transaction, as detailed at the link below, will allow for Avila to up-list onto the Nasdaq, enhance its ongoing carbon-neutral business strategy, and further strengthen the capitalization of the company with an expected combined entity market cap of over $190 Million.
This article will discuss the specifics of the deal, Avila's potential to diversify its revenue stream, and how it presents a rare special situation investment opportunity that could potentially lead to a total return of 1450%.
A Breakdown of the Deal
The Avila and Insight Acquisition merger is a complex one, but is potentially extremely lucrative for existing Avila shareholders. Under the agreement, Insight will continue from the State of Delaware to the Province of Alberta and acquire Avila in an amalgamation pursuant to a court-approved plan of arrangement under Alberta law.
According to the agreement, the fully diluted common shares of Avila, currently numbering 150,540,414, will be exchanged for 12,580,000 common shares of Insight Acquisition. This exchange ratio translates to about 11.97 shares of Avila for each share of Insight Acquisition.
Avila shareholders will own the following interest in the post-closing combined company:
100% Redemption (Proceeds retained from trust of US$ 1,250,000) 67.2% by Avila's shareholders;
50% Redemption (Proceeds retained from trust of US$15,781,215) 62.4% by Avila's shareholders;
0% Redemption (Proceeds retained from trust of US$29,062,430) 57.9% by Avila's shareholders.
At present, Avila shares trade at USD $0.0588 (5.88 cents), while Insight Acquisition shares trade at USD $10.23. However, given the merger and based on the exchange ratio, the post-merger price for each Avila share is projected to rise to around $0.855. This implies a staggering potential increase of up to 1450% for Avila shareholders, and forms the basis of the arbitrage opportunity that Avila presents as a special situation investment.
Avila Energy and Its Future
Looking beyond the merger, Avila Energy presents an interesting opportunity as a stand-alone company
Avila's strategic growth plan is divided into three phases:

1. Upstream, where it plans to invest towards becoming a low-cost, carbon-neutral energy producer.
   
2. Downstream, diversifying its revenue stream through the development of direct-to-consumer sales, aiming to boost demand, margins, and profitability.
   
3. Providing customers with the option to convert to Avila’s developing hydrogen-fueled solutions, expected to be commercially available in 2027, as part of its Corporate Vision.
   

The company has a diversified and growing portfolio of 100%-owned and operated wells, three oil and natural gas processing facilities, 150,000 acres of leased exploration rights, and over 300 kms of gathering and sales pipelines.
The P&L displays robust numbers with $3.08 M in net revenue, more than 50% margins, with the majority of the revenue attributable to clean burning natural gas.
Avila currently has a 2P valuation of CAD $30.7 Million and a 1P valuation of CAD $7.8 Million with a current market cap of CAD $8.9 Million. As of year-end 2022, the company also had CAD $6.5 Million of cash, CAD $2.067 Million of Debt, and a positive shareholder equity of CAD $53.17 Million. These third-party audited reserves, as presented below from Deloitte, are a vast value relative to the company’s current market cap.
Reserves Highlights
Avila Energy’s reserves on a Proven + Probable basis (2P) for the Company is 5,256,100 BOE valued at CAD$30.734 million based on a net present value discounted 10% before income taxes (NPV10% BT).
The CAD $30.734 million is an estimate of future cash flows and do not necessarily represent fair market value and is supported by a sustainable capital program of CAD $10.432 million for proved reserves and CAD $17.517 million for proved plus probable reserves.
The Company’s Reserves Evaluation before income tax at NPV10 by region is as follows:
East Central Central Alberta (Donalda)
Category
Oil (bbl)
Nat Gas (Mcf)
Liquids (bbl)
Total (BOE)
Before Tax Cash Flow
Proven Developed Producing (PDP)

3,802,800
2,700
638,500
$ 3,462,100
Proven Developed (DP)

6,974,600
4,900
1,167,300
$ 7,832,500
Total Proven (TP)

9,179,500
6,400
1,536,400
$ 9,019,100
Total Proven + Probable (2P)

11,609,600
8,100
1,943,100
$ 11,007,100
West Central Alberta (Ferrybank)
Category
Oil (bbl)
Nat Gas (MCF)
Liquids (bbl)
Total (BOE)
Before Tax Cash Flow
Proven Developed Producing (PDP)
31,900
3,337,200
39,200
627,300
$ 4,382,900
Proven Developed (DP)
39,400
5,919,800
90,500
1,116,500
$ 8,143,300
Total Proven (TP)
154,800
11,190,600
206,700
2,226,600
$ 14,853,300
Total Proven + Probable (2P)
416,100
15,578,700
283,100
3,295,700
$ 19,700,000
Minor - Property (2P)
14,200

14,200
$ 30,800
Company Total Proven + Probable(2P)
430,300
27,188,300
291,200
5,256,100
$ 30,734,100
Financials
Below are the financials of the company for the previous four quarters presented below in Canadian currency and in accordance with the International Financial Reporting Standards (“IFRS”).
Reporting Period
Q4– 2022
December 31
Q3– 2022
September 30
Q2– 2022
June 30
Q1– 2022
March 31
Total assets
68,871,879
59,823,671
10,603,851
4,613,850
Property and equipment
43,522,045
33,083,752
3,694,901
1,196,482
Exploration and evaluation assets
12,154,901
14,709,550
1,616,201
1,616,201
Working capital surplus/(deficit)
3,876,247
1,902,424
5,269,084
1,467,571
Equity
53,168,454
34,814,953
4,052,330
2,736,226
Gross revenues (1)
1,217,299
923,268
752,428
513,110
Net revenues
1,088,904
841,204
706,107
445,316
Gross REV ($/bbl)
38.84
42.87
58.86
38.16
NET REV ($/bbl)
34.49
39.06
53.51
33.07
OPEX ($/bbl)
26.76
10.47
14.81
19.04
NOI ($/bbl)
7.73
28.59
38.71
14.03
Total BOE for the Quarter
34,275
21,535
13,195
13,466
Heavy Crude Oil (bbl/d)
36.31
53.1
36.5
19.56
Conventional Natural Gas (mcf/d)
2,002.9
1,070.3
581.3
743.9
Natural Gas Liquids (bbl/d)
0.97
2.39
24.22
16.17
Operating Costs
1,022,614
225,495
195,384
256,452
Total other items
(1,219,994)
2,363,790
32,003

Total Expenses
1,198,132
562,745
188,788
130,385
Income (loss) before income taxes
(2,351,836)
2,416,753
353,938
58,479
Basic income (loss) per share
(0.05)
0.06
0.01
0.00
Diluted income (loss) per share
(0.03)
0.04
0.01
0.00
Clean Energy Future
Moreover, beyond being a traditional oil company, Avila is set to launch its “Vertically Integrated Energy Business, through its partnership with MTT. Supported by over a decade of R&D, including Avila's equity investment in Micro Turbine Technology (MTT), this venture promises to leverage innovative cleantech. Avila is aiming to deliver its first direct-to-consumer energy sales in North America in 2023. It also is targeting net-zero tier 3 (scope 3) CO2 emission energy for consumers by 2027.
The EnerTwin is a small, environmentally friendly power plant that simultaneously produces heat and electricity using the smallest gas turbine in the world. It runs on natural gas, LPG, biomethane, and hydrogen mixes, and thereby facilitates the energy transition to a low-carbon future in buildings.
Avila Energy says it has purchased a license for the manufacturing and marketing of the EnerTwin in the North American market. Beginning in 2026, Avila plans to sell 50,000 EnerTwin systems in North America as part of an integrated offering that also includes the provision of energy to their end customers.
To achieve this goal, the company has laid out the following timeline:
1) 2nd quarter of 2023 the preparation and filing of the application for the Canadian Standards Association (“CSA”) and Underwriter Laboratories (“UL”) Certifications for the EnerTwin in North America, based on past applications for CSA approval of KIWA certified equipment. The Company has estimated that this process is anticipated to 10-12 months in duration. 1st half of 2023 the commencement of pre-sales and servicing of the EnerTwin that are conditional on the Company attaining CSA and UL approval. In the event that the CSA and UL approval is not attained, the sales would be refunded to customers.
2) The development of the Company’s manufacturing of the EnerTwin, including the assembly or 3rd part manufactured subassemblies and the final testing prior to shipping to the customer. The ramp up of this manufacturing facility is to be completed in parallel to the CSA approval, with the first 100 installations being demonstration installations to be replace by CSA approved equipment within targeted markets in North America utilizing the EnerTwin as KIWA Certified equipment.
3) Initial contracts are anticipated to be executed 3 months after receiving CSA Certification.
The Company’s Vertically Integrated Energy Business is based on the following assumptions:
a) Power, Heat, Cooling and Daily Transportation in one invoice;
b) Reduce Consumers Carbon footprint by 40% and save the consumer money;
c) Mitigates concern for brownouts and protection from increasing transmission fees;
d) Fixed Contract plus only an annual inflation adjustment; and
e) Capacity to transition to Hydrogen in the future.
The Company’s long-term goal is to allocate a portion of its natural gas production to its newly acquired customers as a source of fuel with the cost of energy being billed to the customer at a fixed price plus an annual inflation rate adjustment. The Company’s strategy is to include the delivery of fuel and the maintenance, under long-term contracts that offers price stability. The Company plans to continue to still sell their current suite of customers in addition to the newly acquired customers from the Vertically Integrated Business.
The Company assumes early market development will qualify for government subsidies both in Canada and the United States as an efficient upgrade and or substitute for current heating and cooling. For example, the Company anticipates that the EnerTwin will qualify under the existing Canadian Greener Homes Program which will offer rebates on eligible home retrofits.
Conclusion: A Rare Opportunity
Special situation investments like Avila's proposed SPAC up listing do not come often. They offer a chance for significant potential returns but are also complex and require a deep understanding of the specifics of the deal. For Avila shareholders, the potential upside of 1450% presents a remarkable opportunity. However, potential investors should conduct their own research and due diligence or consult with a financial advisor before making any decisions. With Avila's strong business foundation, ambitious future plans, and the exciting prospect of itsup listing through the merger with Insight Acquisition, the future indeed looks bright.

Edit with the Docs app Make tweaks, leave comments, and share with others to edit at the same time. NO THANKSUSE THE APP
Avila Energy: A Special Situation Investment with Potential for a 1450% Return Avila Energy: A Special Situation Investment with Potential for a 1450% Return
Penny Queen pick 05.29.2023
TL:DR Avila is a profitable oil and gas company in Canada with preferred, North American rights to the Ener-Twin consumer power plants. This clean technology is projected to generate gross sales of up to $25 million in 2024. Avila has entered into a business combination agreement to uplist to the Nasdaq through the $INAQ SPAC. I place the value of Avila around 30 cents US without the SPAC. Completion of the SPAC could put the share value at 85 cents US.
Because I see the company as being undervalued, and because Avila would also have to pay a penalty to break the agreement, I see this special situation as less risky at this price point. As a reminder, the PQTF peak gains on the prior three special situation stocks have been 146%, 889% and 1370%, but had major issues that if played incorrectly, could have cost people a lot of money. As always, prior performance is not indicative of future performance. I do have a position and intend to do more purchasing and will continue to re-evaluate. As always trading is risky, this is not advice and I am not a financial advisor.
I have done my best to represent the facts as I know them, if you find any errors, please let me know: [email protected] I have also created a subreddit and will have a channel available in the Penny Queen Discord. XO, PQ
Avila Energy (CA: VIK, OTC: PTRVF), an established Canadian oil and gas producer, is on the verge of a potentially transformative merger that could bring immense rewards for its shareholders. The company has agreed to combine with Special Purpose Acquisition Company (SPAC) Insight Acquisition (NYSE: INAQ).
The proposed transaction, as detailed at the link below, will allow for Avila to up-list onto the Nasdaq, enhance its ongoing carbon-neutral business strategy, and further strengthen the capitalization of the company with an expected combined entity market cap of over $190 Million.
This article will discuss the specifics of the deal, Avila's potential to diversify its revenue stream, and how it presents a rare special situation investment opportunity that could potentially lead to a total return of 1450%.
A Breakdown of the Deal
The Avila and Insight Acquisition merger is a complex one, but is potentially extremely lucrative for existing Avila shareholders. Under the agreement, Insight will continue from the State of Delaware to the Province of Alberta and acquire Avila in an amalgamation pursuant to a court-approved plan of arrangement under Alberta law.
According to the agreement, the fully diluted common shares of Avila, currently numbering 150,540,414, will be exchanged for 12,580,000 common shares of Insight Acquisition. This exchange ratio translates to about 11.97 shares of Avila for each share of Insight Acquisition.
Avila shareholders will own the following interest in the post-closing combined company:
100% Redemption (Proceeds retained from trust of US$ 1,250,000) 67.2% by Avila's shareholders;
50% Redemption (Proceeds retained from trust of US$15,781,215) 62.4% by Avila's shareholders;
0% Redemption (Proceeds retained from trust of US$29,062,430) 57.9% by Avila's shareholders.
At present, Avila shares trade at USD $0.0588 (5.88 cents), while Insight Acquisition shares trade at USD $10.23. However, given the merger and based on the exchange ratio, the post-merger price for each Avila share is projected to rise to around $0.855. This implies a staggering potential increase of up to 1450% for Avila shareholders, and forms the basis of the arbitrage opportunity that Avila presents as a special situation investment.
Avila Energy and Its Future
Looking beyond the merger, Avila Energy presents an interesting opportunity as a stand-alone company
Avila's strategic growth plan is divided into three phases:

1. Upstream, where it plans to invest towards becoming a low-cost, carbon-neutral energy producer.
   
2. Downstream, diversifying its revenue stream through the development of direct-to-consumer sales, aiming to boost demand, margins, and profitability.
   
3. Providing customers with the option to convert to Avila’s developing hydrogen-fueled solutions, expected to be commercially available in 2027, as part of its Corporate Vision.
   

The company has a diversified and growing portfolio of 100%-owned and operated wells, three oil and natural gas processing facilities, 150,000 acres of leased exploration rights, and over 300 kms of gathering and sales pipelines.
The P&L displays robust numbers with $3.08 M in net revenue, more than 50% margins, with the majority of the revenue attributable to clean burning natural gas.
Avila currently has a 2P valuation of CAD $30.7 Million and a 1P valuation of CAD $7.8 Million with a current market cap of CAD $8.9 Million. As of year-end 2022, the company also had CAD $6.5 Million of cash, CAD $2.067 Million of Debt, and a positive shareholder equity of CAD $53.17 Million. These third-party audited reserves, as presented below from Deloitte, are a vast value relative to the company’s current market cap.
Reserves Highlights
Avila Energy’s reserves on a Proven + Probable basis (2P) for the Company is 5,256,100 BOE valued at CAD$30.734 million based on a net present value discounted 10% before income taxes (NPV10% BT).
The CAD $30.734 million is an estimate of future cash flows and do not necessarily represent fair market value and is supported by a sustainable capital program of CAD $10.432 million for proved reserves and CAD $17.517 million for proved plus probable reserves.
The Company’s Reserves Evaluation before income tax at NPV10 by region is as follows:
East Central Central Alberta (Donalda)
Category
Oil (bbl)
Nat Gas (Mcf)
Liquids (bbl)
Total (BOE)
Before Tax Cash Flow
Proven Developed Producing (PDP)

3,802,800
2,700
638,500
$ 3,462,100
Proven Developed (DP)

6,974,600
4,900
1,167,300
$ 7,832,500
Total Proven (TP)

9,179,500
6,400
1,536,400
$ 9,019,100
Total Proven + Probable (2P)

11,609,600
8,100
1,943,100
$ 11,007,100
West Central Alberta (Ferrybank)
Category
Oil (bbl)
Nat Gas (MCF)
Liquids (bbl)
Total (BOE)
Before Tax Cash Flow
Proven Developed Producing (PDP)
31,900
3,337,200
39,200
627,300
$ 4,382,900
Proven Developed (DP)
39,400
5,919,800
90,500
1,116,500
$ 8,143,300
Total Proven (TP)
154,800
11,190,600
206,700
2,226,600
$ 14,853,300
Total Proven + Probable (2P)
416,100
15,578,700
283,100
3,295,700
$ 19,700,000
Minor - Property (2P)
14,200

14,200
$ 30,800
Company Total Proven + Probable(2P)
430,300
27,188,300
291,200
5,256,100
$ 30,734,100
Financials
Below are the financials of the company for the previous four quarters presented below in Canadian currency and in accordance with the International Financial Reporting Standards (“IFRS”).
Reporting Period
Q4– 2022
December 31
Q3– 2022
September 30
Q2– 2022
June 30
Q1– 2022
March 31
Total assets
68,871,879
59,823,671
10,603,851
4,613,850
Property and equipment
43,522,045
33,083,752
3,694,901
1,196,482
Exploration and evaluation assets
12,154,901
14,709,550
1,616,201
1,616,201
Working capital surplus/(deficit)
3,876,247
1,902,424
5,269,084
1,467,571
Equity
53,168,454
34,814,953
4,052,330
2,736,226
Gross revenues (1)
1,217,299
923,268
752,428
513,110
Net revenues
1,088,904
841,204
706,107
445,316
Gross REV ($/bbl)
38.84
42.87
58.86
38.16
NET REV ($/bbl)
34.49
39.06
53.51
33.07
OPEX ($/bbl)
26.76
10.47
14.81
19.04
NOI ($/bbl)
7.73
28.59
38.71
14.03
Total BOE for the Quarter
34,275
21,535
13,195
13,466
Heavy Crude Oil (bbl/d)
36.31
53.1
36.5
19.56
Conventional Natural Gas (mcf/d)
2,002.9
1,070.3
581.3
743.9
Natural Gas Liquids (bbl/d)
0.97
2.39
24.22
16.17
Operating Costs
1,022,614
225,495
195,384
256,452
Total other items
(1,219,994)
2,363,790
32,003

Total Expenses
1,198,132
562,745
188,788
130,385
Income (loss) before income taxes
(2,351,836)
2,416,753
353,938
58,479
Basic income (loss) per share
(0.05)
0.06
0.01
0.00
Diluted income (loss) per share
(0.03)
0.04
0.01
0.00
Clean Energy Future
Moreover, beyond being a traditional oil company, Avila is set to launch its “Vertically Integrated Energy Business, through its partnership with MTT. Supported by over a decade of R&D, including Avila's equity investment in Micro Turbine Technology (MTT), this venture promises to leverage innovative cleantech. Avila is aiming to deliver its first direct-to-consumer energy sales in North America in 2023. It also is targeting net-zero tier 3 (scope 3) CO2 emission energy for consumers by 2027.
The EnerTwin is a small, environmentally friendly power plant that simultaneously produces heat and electricity using the smallest gas turbine in the world. It runs on natural gas, LPG, biomethane, and hydrogen mixes, and thereby facilitates the energy transition to a low-carbon future in buildings.
Avila Energy says it has purchased a license for the manufacturing and marketing of the EnerTwin in the North American market. Beginning in 2026, Avila plans to sell 50,000 EnerTwin systems in North America as part of an integrated offering that also includes the provision of energy to their end customers.
To achieve this goal, the company has laid out the following timeline:
1) 2nd quarter of 2023 the preparation and filing of the application for the Canadian Standards Association (“CSA”) and Underwriter Laboratories (“UL”) Certifications for the EnerTwin in North America, based on past applications for CSA approval of KIWA certified equipment. The Company has estimated that this process is anticipated to 10-12 months in duration. 1st half of 2023 the commencement of pre-sales and servicing of the EnerTwin that are conditional on the Company attaining CSA and UL approval. In the event that the CSA and UL approval is not attained, the sales would be refunded to customers.
2) The development of the Company’s manufacturing of the EnerTwin, including the assembly or 3rd part manufactured subassemblies and the final testing prior to shipping to the customer. The ramp up of this manufacturing facility is to be completed in parallel to the CSA approval, with the first 100 installations being demonstration installations to be replace by CSA approved equipment within targeted markets in North America utilizing the EnerTwin as KIWA Certified equipment.
3) Initial contracts are anticipated to be executed 3 months after receiving CSA Certification.
The Company’s Vertically Integrated Energy Business is based on the following assumptions:
a) Power, Heat, Cooling and Daily Transportation in one invoice;
b) Reduce Consumers Carbon footprint by 40% and save the consumer money;
c) Mitigates concern for brownouts and protection from increasing transmission fees;
d) Fixed Contract plus only an annual inflation adjustment; and
e) Capacity to transition to Hydrogen in the future.
The Company’s long-term goal is to allocate a portion of its natural gas production to its newly acquired customers as a source of fuel with the cost of energy being billed to the customer at a fixed price plus an annual inflation rate adjustment. The Company’s strategy is to include the delivery of fuel and the maintenance, under long-term contracts that offers price stability. The Company plans to continue to still sell their current suite of customers in addition to the newly acquired customers from the Vertically Integrated Business.
The Company assumes early market development will qualify for government subsidies both in Canada and the United States as an efficient upgrade and or substitute for current heating and cooling. For example, the Company anticipates that the EnerTwin will qualify under the existing Canadian Greener Homes Program which will offer rebates on eligible home retrofits.
Conclusion: A Rare Opportunity
Special situation investments like Avila's proposed SPAC up listing do not come often. They offer a chance for significant potential returns but are also complex and require a deep understanding of the specifics of the deal. For Avila shareholders, the potential upside of 1450% presents a remarkable opportunity. However, potential investors should conduct their own research and due diligence or consult with a financial advisor before making any decisions. With Avila's strong business foundation, ambitious future plans, and the exciting prospect of itsup listing through the merger with Insight Acquisition, the future indeed looks bright.

hi there!
my name is sydney and a 19 year old from Canada looking for a long term friend!
if your intentions are nsfw, a chat for the day or something other than a genuine long term friend please don't bother messaging me. its a waste of both of our time's! i don't have anything against that when appropriate, it is just not what I'm looking for at the moment :)
I should also mention I won't be responding to one word messages or messages that don't show genuine interest as a way to sift through messages i receive!
as I mentioned above, I'm looking for a long term friend who is genuine, capable of having interesting conversations and growing alongside me! Warning this post could be a bit long aha :) Please read it if you can!
I require the following from you:

 • Must be above 18yrs of age! • Being open-minded! • Being conscious of mental health! 

Below is some stuff about me and my interests/values:

 • Working to be more compassionate • Trying to be more environmentally conscious • Currently in University • Love spending time in nature in my free time • Trying to read more! • Like listening to podcasts to learn new things! • Love listening to music! mostly rnb and indie at the moment but I listen to a variety of genres/subgenres! • Living with mental illnesses so that is an important part of my life :) • I love watching good films, a few of my favourites include moonrise kingdom, darjeeling limited, fargo, snatch, the truman show and inception! • I'm on the shyer side and open up to people who I trust and who show me kindness and understanding! • Very interested in constantly learning and growing as a person! • I try to stay very open-minded and would consider myself understanding :) • Interested in architecture! • Interested in nature! • Love photography 

I'd be impressed if you made it this far honestly! If you did and are interested in being that long-term friend, include "orange" in your message!
I'd also appreciate if you included a description of yourself as my inbox may get flooded!
anyway thanks for taking the time to read this!

• sydney :)

For Canadians only 🇨🇦 New clients only, excluding Quebec. Links below may not work properly if you are outside Canada
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Prologue
Washington DC
2026
Bang! Bang! The Sounds of fires being shot echoed down the halls and seemed like it was getting closer and closer to the door.“Ma’am we have a pro…” The secret service member said while busting through the doors to the oval office and getting shot. The President stood up in reaction to the loud bang from the gun. The president and the intruder stared at each other for what seemed like an eternity with the strong scent of gunpowder in the air. The President was frightened by this whole thing before the intruder.“We need to get out here now!” the intruder said in a hurry.“And why should I trust you, you just shot one of my guards in cold blood,” Exclaimed the president.“That wasn’t your guard, That thing wasn’t even human.”. Right after the intruder said that the husk of what remained of the guard… or whatever that was began to shapeshift to its natural form. After it transformed the body it looked like a grotesque Deer with a horrid Smell and it had also grown to be just under 4 meters tall. “That thing… is what we call a wendigo in my line of work. more on that later this country is infested with them. I have traveled here to warn you that this place is a hotspot for them.”“What do you suppose we…” The intruder shot one running towards them using some sort of advanced weapon.“Follow me. We need to destroy the queen of these wendigo, otherwise this whole world is at stake. I have determined that the queen is a couple thousand meters below this building ".“ and how do you expect us to defeat this queen when it's just the two of us,”. “Well that’s where my team comes in…”.
Chapter One
5 Minutes LaterThe last of the teammates had entered the room. In total the team includes five members. Their names being Lily, Maddie, Rip, Kelly and their leader which was the intruder is Cloud. Cloud hands a gun to the president and said, “Here take this. Normal weapons do nothing against this foe.” The president grabs the gun.“Seven coming down the hall,” Exclaimed Rip as he started to barricade the door.“How are you able to differentiate between humans and these creatures?” questioned the president.“Quite simple really. When we were hired each of us was implemented with a brain chip that was programmed to see all the wendigo’s except the queen since very little is known about them.” Said Cloud while breaking a bookshelf. They go on to explain to the president that they have examined all known blueprints of the white house. Then the president just pushes a button underneath her desk. The bookshelf begins to creek open because it hadn't been used since the ending of the last great war in ‘24. They head down the staircase leading to the tunnels but before they reach the bottom Cloud hits a brick which opens a hole in the wall. On the other side of the hole it was filled with a heavy cloud of dust and cobwebs that had been accumulating since before the founding of the US. When they were all passed the hole Rip hit another brick which closed the hole like nothing had just happened. The team began to power their flashlights to a room filled with a map of this previously undiscovered part of the white house. But the map had degraded to the point where it was degraded past repair. A door on the other side of the door was opened by a hard jolt and everyone had open fire. After they had cleared the hoard they examined what was on the other side of the door. It seemed to be an electrical room with breakers aligned with the wall. The team began to flip each switch which seemed to turn on the lights. With the lights activated they were able to see another door in the room they were in which was wide open. They pressed forward to see what was on the other side of the door.
Chapter 2
Once they all entered the room they noticed that it was a hallway that branched out. The decor seemed to be on par with a hotel from the ‘30s or ‘40s. They decided to break up and meet back after they explored the halls. They broke up into team Alpha and team Beta. Team Beta included the president while the leader went with team Alpha. The president started to ask questions about what the team does.Lily responded “It started back in ‘09, with the H1N1 virus which was a bioweapon that was accidentally released by a start up firm in Mexico by the name of Corona Industria. We ended up creating a cure for not just H1N1 but all variants of the flu.”Maddie chimed in saying “The same company almost released another virus back in 2019 but we seized all their assets and made their company and subsidiaries bankrupt before the virus was released .” After talking a while they had mapped the hallway and all branching rooms except one at the end of the end of the hall. The door seemed to be a steel security door with a sign on it in an unknown script. Since the door was jammed shut they started to head back to the meeting point. On the other side team Alpha had made a discovery of an elevator shaft that only went down. Cloud pulled out a glow stick out of their bag and snapped it before throwing it down the shaft. After a good minute the glow stick reached the bottom. After some calculations Cloud determined that the elevator shaft went down about 261 meters. They determined that there were about 47 floors below us. Team Alpha went back to meet up with Team Beta at the meeting point.
Chapter 3
Once both teams meet back up together team Alpha explained what they had found, and decided that the queen must be at the bottom. They Started to climb down the ladder in the elevator shaft. After they reached the bottom they entered through the elevator door at the bottom and were greeted with a door simply stating “Authorized personnel only”. They opened the door with a single push. and the room had metal walkways above a pit of lava. “The Queen is supposed to be here,” said Cloud. “Unless The Queen has been with us the whole time,” said Rip while pointing the gun at the president. “Very good you finally recognize the true threat, But I won’t go down that easy,” said the president, who had just stabbed Rip and pushed him over the rail. The next thing that happened was that the President had just shapeshifted into a Wendigo that was just over 4.5 Meters. with everyone trying to shoot the queen their bullets just recqoishade of the skin of the wendigo. Cloud just ran head first pushing the Queen into the lava but they went along with the Queen. “The rest of the team which at this point only contained Kelly, Maddie, and Lily all screamed “Noo!!”. But Cloud couldn’t hear any of that while their whole life was passing before his eyes. Major points of their life stood out like graduation, and the finding of the team. Maddie, and Lily began to tear up since they have been friends with Cloud since High school. Kelly had to drag them out of the room and explained that they can grieve afterwards but they have to leave now. The remaining three had left the weight house but right after they left the white house Kelly had planted a bomb which collapsed the whole building. Once they got to their van they had a flashing triangle on their screen. Kelly tapped the screen while everyone was processing what just happened. A shady figure appears on the screen with a deep voice to prevent their identity being revealed. “No time to explain to you the next assignment I’ll send over the coordinates. All I can say is the world is in danger,”.
Epilogue
The Aftermath
With the white house being destroyed and most politicians were killed in the incident or arrested, the US didn't last long. With a massive territory empty and The Alaskan Wasteland finally becoming safe to inhabit the third great war broke out. It was mainly against enemies of the US like China and The Japanese Empire. but other countries tried to take the land like The Technocracy of Antarctica, NATO and SATO. It was a long battle that lasted for a millennium but in the end NATO won and Canada and Mexico combined to create the North American Trade Confederacy. After the war there were a few years of peace before first contact happened in 2138 but not much is known from the First Contact Era as it has been dubbed by Historians. 1000’s of later Terrains have finally achieved immortality which because of that they had finally reached the final stages of peace only fighting as a last line of defense for the Galactic Federation. But I don't know much about this federation since I’ve been living on the far side of the universe at an excavation site for some sort of dangerous ancient technology.
​
Writers note: This takes place in the same universe as another story I have wrote but since I lost story I will just say the main points. The USSR broke up but never formed Russia, and instead of pearl harbor being nuked it was Alaska. And SATO just stands for South Atlantic Treaty Organization.

We’re excited to announce that Shakepay has officially been registered as a “restricted dealer” in all Canadian provinces, territories, and jurisdictions.
We continue to place trust and security at the forefront of everything we do. As always:

• Shakepay holds customer funds 1:1. Your money is yours, we don’t lend it out.
• Your money and crypto assets are held separately from ours. We hold your Canadian dollars in segregated Canadian bank accounts and the vast majority of your crypto assets in segregated cold storage wallets.
• We’re committed to serving the Canadian market in a safe and responsible manner, and this registration is proof of that commitment.

Within the week, you’ll be prompted to fill out a risk profile in the app. It should only take a minute. The information you provide is protected and you’ll have access to your money no matter how you respond.
Eventually, every crypto platform operating in Canada that is subject to securities legislation will have to register and ask you to fill out a risk profile questionnaire.
Check out our FAQ for more information on risk profiles.
If you have any questions, feel free to drop them below and someone from our team will do their best to answer!

For Canadians only 🇨🇦 New clients only, excluding Quebec. Links below may not work properly if you are outside Canada
Current promo (works in addition to the referral bonus): $400 bonus when you open a no-fee chequing by June 30, 2023 and have at least $100 of direct deposit for 3 straight months. Also, can open a new high interest savings account and get 5.25% interest until July 31, 2023
Simplii is a subsidiary of CIBC. This means with your debit card, you can deposit or withdraw from any CIBC ATM.
Click through the referral link here
For No Fee Chequing Account or High Interest Savings Account: deposit at least $100 within six months after account opening and maintain a minimum account balance of $100 for at least 30 days.
Or for Personal Line of Credit: spend a minimum of $100 from the Line of Credit within 6 months after account opening.
Within 15 business days, the referral bonus would be deposited after all requirements are met.
Use this link to get started :)
If you use Simplii’s mortgage offering, you can get a bonus after approval (and completing the requirements) with referral code: 0009280674
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Order a foreign cash order of at least $100 within 30 days of receiving the referral email and get $25 bonus: Link
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Use code GMTEVENT and get bonus $50-$300 (depending on amount sent, details on Simplii website) on the first global money transfer. Ends Oct 31, 2023
Send at least $100 internationally within 30 days of receiving the referral and get $25 : Link
As of recently, Alipay is also now supported.
*If you have any questions, feel free to message. Thanks for considering this referral :)

Hey! So as you know from my last post, I am going through stress because I'm moving. And I'm sure that you are probably going through some tough times aswell, whether that may be trauma, anxiety, stress, etc. Now, i could just give a bunch of inspirational shit, but I don't wanna do that. Why? Because it might not have a big positive impact on you. And that wouldn't be good. So, like a weird being who wants to help out, I have given you some instructions to do. When I have the chance to, I will post a similar thing, except with my voice which might help more than reading, because I am busy atm where I can't check the audio is OK and stuff like that.
Step 1) Put everything down. If you are doing homework, put the pen and paper away. If you are scrolling away on social media, shut the app and put that down. Put away all distractions and focus on this post.
Step 2) Breathe in for three seconds. Then, hold it for 4 seconds. Lastly, breathe out for 5 seconds. Continue to do that for as long as you need until you feel calmness. Until you feel that your inner self is at peace. Until all the negative vibes are away.
Step 3) Only do this if you have any physical pain. If you are experiencing some kind of pain, whether that is a headache, cramps, pains, etc, deal with that first. You could take meds, snuggle up with some herbal tea, have a hot water bottle with you, anything that can help soothe the pain and make it go away.
Step 4) Distract yourself from reality. Now, what I mean by this is that you need to get yourself away from the dark truth and step into some light. Do something that can make your day slightly better. And that can be any soothing thing that makes you feel happy [ istfg if I hear you guys do sh then I will come to your hou- ], like spending time with your loved ones, drawing, going outside for a walk, anything!
Now you may be wondering, 'Why is a MINOR giving ADVICE to me?' Well, anyone can help. Said person doesn't have to be older than you. Anyone at any age can give advice. It may not be the best, like this, but it is certainly an attempt. Oh yeah there's another thing. If you are scared to talk to anyone you trust, go for it. If they don't help, then you know for the future not to talk to them and finding someone else. And always have an attempt at something you haven't done before [ unless it is sh I don't want anybody doing sh ]. Even if you're scared to do it. You never know unless you actually try it.
Well I guess that is it. I think I will maybe record my voice within the next 7 days or so. Stay happy and healthy guys!! <33

These offers are exclusive to Canadians (who are new customers to Simplii), excluding residents of Quebec.
Simplii Financial is a trademark and division of CIBC. Banking products and services branded Simplii Financial are offered by CIBC. You can access your money from any CIBC ATM in Canada without a fee. You can also withdraw money from any non-CIBC ATM displaying the Interac® or PLUS* signs. Additional costs may apply, including any fees from the owner of the other machine.
To get started with a No Fee Chequing Account, High Interest Savings Account or Personal Line of Credit please apply through the link, otherwise you will not receive the welcome bonus.
https://mbsy.co/6mpjfQ
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If you open a No Fee Chequing Account or High Interest Savings Account, you must make a deposit of at least $100 within 6 months after account opening, and maintain a minimum balance of $100 for at least 30 days.
If you open a Personal Line of Credit, you must use or spend a minimum of $100 from the account within 6 months of opening the account.
If you open a Simplii mortgage, you must fund your mortgage within 120 days.
To get started with a Simplii Financial Mortgage please use referral code: 0009294970
If you open a No Fee Chequing Account by June 30, 2023 and add an eligible direct deposit of at least $100 a month for 3 straight months you'll earn an additional $400 direct deposit bonus!

For Canadians only 🇨🇦 New clients only, excluding Quebec. Links below may not work properly if you are outside Canada
Current promo (works in addition to the referral bonus): $400 bonus when you open a no-fee chequing by June 30, 2023 and have at least $100 of direct deposit for 3 straight months. Also, can open a new high interest savings account and get 5.25% interest until July 31, 2023
Simplii is a subsidiary of CIBC. This means with your debit card, you can deposit or withdraw from any CIBC ATM.
Click through the referral link here
For No Fee Chequing Account or High Interest Savings Account: deposit at least $100 within six months after account opening and maintain a minimum account balance of $100 for at least 30 days.
Or for Personal Line of Credit: spend a minimum of $100 from the Line of Credit within 6 months after account opening.
Within 15 business days, the referral bonus would be deposited after all requirements are met.
Use this link to get started :)
If you use Simplii’s mortgage offering, you can get a bonus after approval (and completing the requirements) with referral code: 0009280674
—————
Simplii Foreign Cash Order
Order a foreign cash order of at least $100 within 30 days of receiving the referral email and get $25 bonus: Link
—————
Global Money Transfer
Use code GMTEVENT and get bonus $50-$300 (depending on amount sent, details on Simplii website) on the first global money transfer. Ends Oct 31, 2023
Send at least $100 internationally within 30 days of receiving the referral and get $25 : Link
As of recently, Alipay is also now supported.
*If you have any questions, feel free to message. Thanks for considering this referral :)

These offers are exclusive to Canadians (who are new customers to Simplii), excluding residents of Quebec.
Simplii Financial is a trademark and division of CIBC. Banking products and services branded Simplii Financial are offered by CIBC. You can access your money from any CIBC ATM in Canada without a fee. You can also withdraw money from any non-CIBC ATM displaying the Interac® or PLUS* signs. Additional costs may apply, including any fees from the owner of the other machine.
To get started with a No Fee Chequing Account, High Interest Savings Account or Personal Line of Credit please apply through the link, otherwise you will not receive the welcome bonus.
https://mbsy.co/6mpjfQ
When using my referral link or referral code (for mortgages), you must follow all the instructions to set up your new Simplii account and complete the eligible activities:

• If you open a No Fee Chequing Account or High Interest Savings Account, you must make a deposit of at least $100 within 6 months after account opening, and maintain a minimum balance of $100 for at least 30 days.
• If you open a Personal Line of Credit, you must use or spend a minimum of $100 from the account within 6 months of opening the account.
• If you open a Simplii mortgage, you must fund your mortgage within 120 days.

To get started with a Simplii Financial Mortgage please use referral code: 0009294970
If you open a No Fee Chequing Account by June 30, 2023 and add an eligible direct deposit of at least $100 a month for 3 straight months you'll earn an additional $400 direct deposit bonus!

These offers are exclusive to Canadians (who are new customers to Simplii), excluding residents of Quebec.
Simplii Financial is a trademark and division of CIBC. Banking products and services branded Simplii Financial are offered by CIBC. You can access your money from any CIBC ATM in Canada without a fee. You can also withdraw money from any non-CIBC ATM displaying the Interac® or PLUS* signs. Additional costs may apply, including any fees from the owner of the other machine.
To get started with a No Fee Chequing Account, High Interest Savings Account or Personal Line of Credit please apply through the link, otherwise you will not receive the welcome bonus.
https://mbsy.co/6mpjfQ
When using my referral link or referral code (for mortgages), you must follow all the instructions to set up your new Simplii account and complete the eligible activities:

• If you open a No Fee Chequing Account or High Interest Savings Account, you must make a deposit of at least $100 within 6 months after account opening, and maintain a minimum balance of $100 for at least 30 days.
• If you open a Personal Line of Credit, you must use or spend a minimum of $100 from the account within 6 months of opening the account.
• If you open a Simplii mortgage, you must fund your mortgage within 120 days.

To get started with a Simplii Financial Mortgage please use referral code: 0009294970
If you open a No Fee Chequing Account by June 30, 2023 and add an eligible direct deposit of at least $100 a month for 3 straight months you'll earn an additional $400 direct deposit bonus!

These offers are exclusive to Canadians (who are new customers to Simplii), excluding residents of Quebec.
Simplii Financial is a trademark and division of CIBC. Banking products and services branded Simplii Financial are offered by CIBC. You can access your money from any CIBC ATM in Canada without a fee. You can also withdraw money from any non-CIBC ATM displaying the Interac® or PLUS* signs. Additional costs may apply, including any fees from the owner of the other machine.
To get started with a No Fee Chequing Account, High Interest Savings Account or Personal Line of Credit please apply through the link, otherwise you will not receive the welcome bonus.
https://mbsy.co/6mpjfQ
When using my referral link or referral code (for mortgages), you must follow all the instructions to set up your new Simplii account and complete the eligible activities:

• If you open a No Fee Chequing Account or High Interest Savings Account, you must make a deposit of at least $100 within 6 months after account opening, and maintain a minimum balance of $100 for at least 30 days.
• If you open a Personal Line of Credit, you must use or spend a minimum of $100 from the account within 6 months of opening the account.
• If you open a Simplii mortgage, you must fund your mortgage within 120 days.

To get started with a Simplii Financial Mortgage please use referral code: 0009294970
If you open a No Fee Chequing Account by June 30, 2023 and add an eligible direct deposit of at least $100 a month for 3 straight months you'll earn an additional $400 direct deposit bonus!